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Albuquerque Harvest Wine Festival

by The Schnoor Team


 

 

 

 

 

 

Wine Festival Ticket Information

Tasting Ticket (21 years or older):

Includes commemorative wine glass and wine tastings from all wineries. 

$15 online. Online sales will end on September 2.

$20, at the Gate. Tickets will be available at the gate, all weekend.

DISCOUNTS AND PROMOTIONS

$3 Off for Service Members and First Responders – on Monday, Sept. 4 only.
Free Viva Vino Wine Key: for first 100 people to buy tickets valid only on Monday, September 4.
Wellness + Wine, $25: Includes onsite yoga & pilates class, festival ticket (wine glass and tastings), and complimentary glass of wine. Classes scheduled for Saturday and Sunday, 11am and 12pm.

Non-Drinkers & 16–20 years olds (an all ages event) : $5 in advance or at the gate all three days

Ages 15 and under: Free

IMPORTANT INFORMATION

  • Must bring VALID government issued photo ID.
  • We cannot accept any vertical IDs.
  • Temporary licenses are accepted only with a back-up, government issued photo ID such as passport.
  • If you are bringing children under the age of 18, you must be their parent or legal guardian.

See full details at: http://www.nmwine.com/harvest-wine-festival-albuquerque/

 

Buy Tickets

 

Common Home Buyer Fears

by The Schnoor Team

 

I get a few people who contact me from time to time questioning whether or not they should get a house. Their questioning is usually based on the unknown, or fear that they aren’t the right kind of person to buy a home, or that perhaps the market still isn’t stable enough to buy now. Everybody is the right kind of person; it just takes some fine-tuning to really determine what’s really right for the buyer. Here are some of the most common buyer fears that I hear most frequently.

Do I have enough money to buy a home?

Before worrying too much about this, the best thing to do is get pre-qualified for a mortgage. This doesn’t mean that you are signing on any dotted lines that are going to lock you into something; it simply means that the bank is going to let you know what you are qualified to spend on a home. Also, take a step back and look at your finances. Ideally, you should have around 20 percent of the purchase price to put down, but anything is better than nothing. You should also have less than a 36 percent debt to income ratio. Be sure to include all of your monthly obligations in that equation, including student loans, child support payments, alimony, car payments, credit cards, etc. Once you’ve looked at your savings, make sure that apart from your down payment, you’ll have enough left over to pay closing costs. You also need to have money left as a cushion. What if unexpected repairs, either to your house or car, come up? What if you or a family member needs medical attention? Be sure that you have enough money left over after the purchase to keep your life running smoothly.

Will I regret buying my house?

There is no such thing as the perfect house, so you should prepare yourself for some mild feelings of “what if”. You may have to give up a few “wants” to get a few “needs” when you buy your next home. Or if this is your first purchase, you may have to buy something a little short of your dream house, and build equity in order to move up at a later date. Try not to lose sight of the big picture. This is a home that you own. You now get the benefits of tax breaks. You are building equity as you pay off the loan. And, hopefully, your home will appreciate in value over the coming years. I remember my husband and I buying a little tiny house after we got married. It wasn’t our dream home, but we sure did fix it up the best we could and then sold it some years down the road to move into something a little nicer.

How can an unhandy owner handle repairs?

Before you swear off doing some of your own projects or repairs, know that everyone starts somewhere. Take a class at your local home improvement store, invest is a handyman’s guide, or ask a friend that has already tiled their bathroom or fixed a leaky sink to come and give you some pointers. Just remember, before the YouTube videos and full-color guides you find at the bookstore, people learned by getting your hands a little dirty. Be prepared for repairs, maintenance, and updates. Even with a new home, there will be projects. Plan accordingly financially. And if all else fails, hire a professional.

9808 Bentley Court NW, Albuquerque, NM [Video Tour]

by The Schnoor Team

Take a tour of this amazing home! 

See full details at: goo.gl/ZwwgSP

Amazing views! Beautiful custom home with 2 true owners suites! Perfect for mother-in-law quarters or multi-generational household. Enjoy stunning views of Sandia Mtns and city lights from the huge covered deck and from several rooms inside. Impressive entry with beautiful tile floors, high ceilings, leading to a fabulous kitchen. Granite, stainless appliances, ample cabinets. Formal dining and nook. Office/4th bedroom. Choose your owners suite on either level. 2 large living areas with fireplaces. Gorgeous wrought iron staircase. Wonderful curb appeal with courtyard and brick walkway. Backyard is amazing with covered patio, flagstone walkway, lovely shrubs, flowers, grass and covered patio. 700 sq ft 3 car garage too!

See full details at: goo.gl/ZwwgSP

5 Ways To Increase The Value Of Your Home

by The Schnoor Team

There are plenty of ways to improve the value of your home whether you want to sell up or just invest some money into the place that you live.

Of course building an extension is one strategy, but that isn’t exactly a practical or affordable option for the majority of people. So here are 5 alternatives which won’t cost quite as much and can quickly add a little Hello bit of value whilst at the same time making your home a little bit nicer to live in.

Redecorate

This is one of the simplest ways to quickly reinvigorate your home if it is looking a little bit shabby. You are never going to make a fortune just cheap mlb jerseys by painting a few walls of course, but if your decor is looking a little shabby, a fresh lick of paint can make your house a whole lot more salable and it will certainly pay for itself in terms of the cost.

Update the Exterior

Curb appeal really does matter and if the outside of the building is out of date or run down it could knock significant value off of your house, so consider putting right what you can, make sure your windows look solid, clean and are in fitting with the Innovative type of home (sash and case windows go great with cottage style homes) – replacing them if needed, make sure your guttering is all in place and consider re-painting your front door if needed.


Redo the Garden

Just as can the outside of your house, having a shabby and unkempt garden can cost your house a significant amount of money. Tidying up your garden doesn’t have to be expensive, just having a well kept lawn and keeping it free from weeds might be Commerce all you need – but a nicely landscaped

Loft Extension

This is a slightly more expensive job, but it is certainly cheaper than a full extension and if you happen to have a good sized loft an extra bedroom can actually add significant value onto your home. The key is to use the space effectively, don’t leave yourself with a house that doesn’t make much sense – like having 4 bedrooms and only 1 rest room.

New Kitchen

The kitchen is one of the most important rooms in your house in terms of value, and if your kitchen is looking a bit old or ???? un-inspiring, getting a new one can often add significant value. If you are able to fit the kitchen yourself you can potentially make a profit, but even if you have to pay someone else, you will probably add enough value to offset the cost of the investment.

Follow me on twitter and Facebook for more home improvement tips!


4 Piedra Lisa Court, Placitas, NM

by The Schnoor Team

New Listing Alert!

4 Piedra Lisa Court, Placitas, NM 

See full details at: https://goo.gl/1GaJ91

Amazing views! Stunning views from every room in the home. This Southwest contemporary home is perfectly situated on 3.2 acres, high on a hill with unobstructed views of the Sandia Mountains from each room and from the exquisite outdoor patios. Enjoy the fabulous New Mexico sunsets from spacious front patio. A Tom Ashe masterpiece boasting an unbelievable kitchen with a Brazilian hardwood integrated table, quartz countertops and cherry cabinets. Built in stainless steel appliances make this kitchen a true chef's delight. Plenty of room for entertaining. All plank tile floors throughout. Huge Pella low E windows to enjoy the views. 2 gorgeous fireplaces, exposed beams and abundant lighting. 3 full baths and a over 1,000 sq ft of garage! This home is a cream puff that is clean, clean, clean!

‚ÄčSee full details at: https://goo.gl/1GaJ91

See full details at: https://goo.gl/1GaJ91 or Contact Us Today!

Why Getting Mortgage Pre-approval is a Must!

by The Schnoor Team

 

We get calls from buyers every day. Some of them have been pre-approved through a lender while others have not. Those that haven’t often want to start seeing houses right away, before they have started the loan process. These potential buyers get to start seeing houses right away, so why are they at a disadvantage?

What better way to explain than with a realistic scenario. Let’s say that you’ve decided to start seeing houses without preapproval. You end up finding one you like in a great location that fits all of your needs and more. Fantastic, right? Not exactly. It is almost a certainty that the listing agent (or seller) will not even look at your offer without a pre-approval letter with the offer.

Okay, no big deal. You head over to your lender of choice and start the pre-approval process. You will receive a pre-qualification letter but unfortunately that is not going to suffice. You will need to provide your loan officer with all of your income documentation including your tax returns. A day or two passes while before you can gather up all the correct documents but you finally get it: your pre-approval letter. You head straight over to the agent and present the offer again (this time with the pre-approval letter). Trouble. While you were gathering your income information and talking to a loan officer getting pre-approved the seller received another offer from another buyer who already had a pre-approval letter and are moving forward. There is a chance that it will not work out in the end but it is out of your hands now.

So why didn’t the listing agent accept a pre-qualification letter? It comes down to what it means. Pre-qualification means you have contacted a loan officer who has reviewed your credit report. Information you have provided about your income and debt payments have been reviewed. Based on this information, and using the affordability calculations and ratios that we discussed in the very beginning of this Article, the loan officer will determine a given loan amount you should be able to obtain. Based on this information, the lender will provide a pre qualification letter, which shows your borrowing power. You can visit as many lenders as you like and get several pre-qualifications as this service does not cost anything. Although this still does not guarantee lender approval, the odds are much more likely.

Pre-approval is a firmer and more formal commitment on behalf of the lender. During this process the lender does all the work of a full approval except for the appraisal, title search, and underwriting. Once you’ve been pre-approved you can start your search for a new home with more certainty and a big advantage over other buyers who have not been approved. Additionally, sellers are more likely to view you as a solid bet.

So how early should you get pre-approval? Starting the pre-approval process 60 days before you start even looking at homes is not too early. Little problems can crop up that may delay pre-approval. It is not uncommon for it to take 30 days, 60 days, or even more to get these issues cleared up and you can be sure that there will have been another offer on the home you have your eyes in that amount of time.

If you are thinking of buying a home, do yourself a favor, get a leg up on the competition, and talk to a lender as soon as possible. Just remember that neither a pre-approval nor a pre-qualification means you are guaranteed a mortgage. Lenders still need to look at property appraisals, re-check credit before agreeing to make a loan. Still, it’s worthwhile to obtain pre-approval as early as possible in the buying process to know how much home you can afford, and to avoid the headaches and embarrassment of not qualifying for a home you have under contract.

The Schnoor Team has created a map to guide you along the path to getting the financing you want and need to enable you to buy your dream home.

Need help with financing? Get expirence on your side and contact The Schnoor Team Today! 

The Top 7 Things to Sell Your Home Quickly And At The Best Possible Price

by The Schnoor Team

 

Selling a home can be a complicated process. To successfully sell your home you must plan all the steps involved and fit the pieces together while avoiding the potential pitfalls along the way. As a Albuquerque Real Estate Professional in the business of accomplishing all the steps that are needed to make the process easier, faster and end up with the best price for your home.

I was going to write this blog as a countdown from 7th to the #1 most important, but I decided if I was reading this I would want to know what the #1 most important factor first followed by the other important things you need to consider. So, here we go.

#1 Price

Despite a perfect Listing Plan, Staging, and Marketing Plan, PRICING your home properly is the single biggest factor that will determine whether your home sells or not sell.

If your house is too expensive compared to similar properties on the market, viewers won’t even consider taking a look at your home. You must Position your home’s Value and Price correctly from day one.

Every Potential Buyer is watching each new listing as soon as it comes on the Market. If they are going to buy they will compare all the available homes, and select the home that gives them the Most Value and the Best Price. You have a 90-day Golden Opportunity Window to capture these buyers before your home becomes stale merchandise

You only get one chance to make a first impression. POSITIONING is the key.  Your home needs to rank as high as possible among the pool of all competing homes. Price and quality are what makes up value.

Price will make your home rise to the top of homes that Buyers want to see and Agents want to show. Showings are how buyers determine the relative value of your home compared to all the other available competing properties.

#2 Bad Décor – Staging

It is your home and it is your decor but how does it look to the potential Buyer. As soon as the buyer walks in, they must say “I could live here.”

Ever walk into an open house or a model home and notice how perfect it looks? That is because the property is “staged. That means the place has been dressed with floor coverings, paint, furniture arrangements, and accessories that have been carefully chosen to highlight the home’s strengths, downplay its weaknesses.

Staging is about appealing to a broad range of buyers. It’s about creating an image of a lifestyle that buyers can’t resist. Staging doesn’t require a big budget. Start with big things: Clean till it sparkles, De-clutter, De-personalize, less is more, let the sun shine in (light and bright), add splashes of color.

WANT TO KNOW MORE ABOUT STAGING: http://www.buyandsellabqhomes.com/blog/Staging-Your-Home-For-Sale

#3 Dirt and Grime

A little dust or dirt may be only cosmetic, but to a potential buyer who doesn’t know you or your home it can signal that your home may not be properly maintained or cared for. Yes, clean homes show better, and sell faster and for more money. Again, consider the new model  home.

Here are the most important areas you need to make sparkle:

  • Kitchens and Bathrooms are at the top of the list!
  • Windows and Skylights
  • Baseboards and Walls
  • All Tiled Areas
  • All Closets and Cabinets

#4 Poor Curb Appeal

Buyers DO judge a book and your home by its cover. 

Curb appeal is an intangible, subjective quality – but it is one thing that can really sell a house. It is that quality that makes the buyer start thinking emotionally about living here, and makes them want to go inside.

Even if you have a limited budget, you want to put a good part of it toward sprucing up the front entrance to your home.

  1. Pets

Even a small dog, cat, or noisy bird can be nerve wracking and distracting to buyers trying to view your home. Worse than that, some Buyers may be allergic to animals. Almost everybody loves pets except the home buyer who is buying your house. Don’t ask me why, but that’s often how it works out. So keep your animals away when you have viewings so your potential buyers aren’t distracted or, even worse, scared. You want their initial experience to be pleasant and memorable in a good way.

  1. Unpleasant Odors

Most home owners have become accustomed to any offensive odors in their home such as pet or smoking odors, but buyers are not! A simple thing to try is to crack ALL the windows in the home open for about an hour prior to any viewings, and burn a vanilla scented candle.  While your home is going through the selling process, smoke outside and consider solutions for your pets.

Do not use air fresheners. People with allergies will react. Try enzyme cleaners such as Simple Solution , Nature’s Miracle, or call a professional ozone company.  After everything else you should invite a friend or neighbor in and ask if they can smell any residual odors.  If they can, a last resort may require painting and re-carpeting because this may be where the odors have been absorbed.

If a buyer can smell it – We can’t sell it.

  1. Signs of Dampness

Problems with dampness are a major turn-off to many buyers. Why, because dampness can mean possible mold. Go through every room, wall, floor, and closet to be sure there is nothing smells or looks damp, and be sure there are no signs of water stains on the walls or ceilings. Deal with these issues right now to avoid losing potential Buyers.

Once a potential buyer sees these they immediately think of mold. No matter what you say they won’t forget it. Get these areas inspected and repaired.

If you are considering selling your home, you may want to know what your home is worth in today’s Albuquerque Market.

Click here The Schnoor Team will email you a Comprehensive Market Valuation for your home.

We don’t just sell homes. We are here for all of Your Real Estate Needs.
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Displaying blog entries 1-7 of 7

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